Building smarter financial tools for everyone.

Build your Blocks

Sort your income into flexible spending Blocks, like rent, groceries, transport, or shopping. It takes less than three minutes to set up.

Log what you spend

Add an expense by hand or scan a receipt. Your Block balances update instantly.

See what is safe to spend

Your Pacing Indicator shows one number: exactly how much you can safely spend today, so nothing catches you short before your next payday.

Your Plus Brief

Everyday, TowersBlock looks at where your money actually sits and gives you one clear thing worth doing. What we noticed, one easy option, and one small thing to try this week. Written fresh each day, in plain words, as part of The Plus BluePrint.

Real-Time Pacing Indicator

One daily number that shows exactly what is safe to spend today. It factors in the days left in your pay cycle and any bills coming up, so your budget stays on track.

Savings Towers

Set a savings goal, fund it from your Blocks over time, and lock it once it is full. Money in a Tower stays separate from your everyday budget, so it never throws off your numbers.

Wishlist Impulse Control

Give your impulse buys a healthy pause. Park a 'want' in your Wishlist, let the cool-down run, then decide with a clear head. Skip it and we log what you saved.

Split-Pay Tracking

Track your Buy Now, Pay Later plans right inside the Block they belong to. Each upcoming installment is set aside automatically, so there are no surprise deductions.

Shared Blocks

Budget together while keeping your privacy. Share specific Blocks with a partner and keep your own Towers, transactions, and account fully separate.

Private by Design

Your financial data stays yours. No required bank connection, and no transaction data sold or handed to third parties. Your money stays on your device and in your account. That is it.

Free

• ✓10 spending Blocks, and your Savings block on top of that
• ✓3 Towers in focus at a time
• ✓3 Shared Blocks of your own, and joining someone else's is always free
• ✓20 receipt scans a month
• ✓A daily check-in on what has moved since you last looked
• ✓Your Money Move, one habit worth trying, new every day
• ✓Unlimited transactions and Quick Add

The Plus BluePrint

Just $3.33 a month

or $4.99 billed monthly

• ✓Everything in Free, plus:
• ✓Your Plus Brief, rewritten every morning: what changed, what you could do, and one move for the week
• ✓Payday Forecast, so you find out you are short with days to spare, not hours
• ✓The Leak Locator, for the subscriptions you forgot and the prices that crept up
• ✓Can I Afford It?, a straight yes, tight, or wait before you buy
• ✓Painless Trimming, a one-tap fix when a Block runs tight
• ✓Guilt-Free Milestones, so you know the day each Tower is done
• ✓Unlimited Blocks, Towers and Shared Blocks
• ✓Unlimited receipt scans, and check in as often as you like
• ✓Priority support and a Plus badge

TowersBlock Infinity

Pay once. Use forever.

• ✓Everything in The Plus BluePrint, for life
• ✓Every future feature included
• ✓Never pay again

Your Savings block never counts toward the 10, so Free is really 10 spending Blocks plus Savings.

Paused Towers do not count toward the 3, so you can park one to free up a slot. That is why the app says 3 in focus.

Limits only apply to making new things. Nothing gets deleted or hidden if you go back to Free. Build 25 Blocks on Plus and you keep all 25, you just cannot add another until you are back under 10.

The daily check-in is free for everyone, once a day. The Plus BluePrint just takes the limit off.

Plus writes you something new every day, and none of your information leaves your phone to do it. The part that writes the words never sees your balances, your Block names, or anything you have spent. It gets the shape of your situation in a handful of general words, and your own figures are filled in on your device afterwards.

Plus keeps a running total of what it has actually put back in your pocket. It only counts repeating charges you found and cancelled, never money you moved between your own Blocks, so it is a number you can check.

Privacy First

Your spending data is encrypted. We do not sell it, share it, or connect it to your bank.

Built to Support

TowersBlock keeps getting better. We treat the people who use it like design partners and keep refining it to bring steady, dependable structure to your everyday money choices.

Accessible by Design

The tools that help you feel calm and organized about money should be within everyone's reach, without paywalls blocking the essentials.